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Is SoFi solid or fragile? The Finex Financial Health Scanner reads SOFI's real financial statements and scores its debt, liquidity, margins, cash flow and growth, with the Altman Z-score, the Piotroski F-score and the red flags explained in plain words.
| Revenue (FY2025) | $4.8B |
|---|---|
| Net income | $481.3M |
| Operating margin | 23.2% |
| Net margin | 10.1% |
| Cash and investments | $7.5B |
| Total debt | $4.0B |
| Free cash flow | -$4.0B |
| Revenue growth (1 year) | 26.6% |
Data: Nasdaq and Yahoo Finance. Educational, not financial advice.