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Is U.S. Bancorp solid or fragile? The Finex Financial Health Scanner reads USB's real financial statements and scores its debt, liquidity, margins, cash flow and growth, with the Altman Z-score, the Piotroski F-score and the red flags explained in plain words.
| Revenue (FY2025) | $42.9B |
|---|---|
| Net income | $7.6B |
| Operating margin | 40.1% |
| Net margin | 17.7% |
| Cash and investments | $213.9B |
| Total debt | $17.2B |
| Free cash flow | n/a |
| Revenue growth (1 year) | 0.3% |
Data: Nasdaq and Yahoo Finance. Educational, not financial advice.