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🐋 $120M

🕵️ $2.7M

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What is Credit score?

A number that summarizes how reliably you repay debt.

A credit score is a number that estimates how likely you are to repay borrowed money, based on your history: paying bills on time, how much of your credit limits you use, how long you have had credit and recent applications.

Example

Two people borrow for the same car; the one with the higher score is often offered a lower interest rate.

Why it matters

A good score can save you thousands on a mortgage or car loan. Paying on time and keeping card balances low are the two habits that matter most.

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