0
0
0
0
1
2
3
$0
A number that summarizes how reliably you repay debt.
A credit score is a number that estimates how likely you are to repay borrowed money, based on your history: paying bills on time, how much of your credit limits you use, how long you have had credit and recent applications.
Two people borrow for the same car; the one with the higher score is often offered a lower interest rate.
A good score can save you thousands on a mortgage or car loan. Paying on time and keeping card balances low are the two habits that matter most.
Try it: Budget Planner